C. RODAVIA, J. J.; EMILIANO T. HUDTOHAN. Formal and Informal Financing as Source of Funds of Carinderia Owners . International Journal of Management and Education in Human Development, [S. l.], v. 1, n. 01, p. 18–23, 2021. Disponível em: https://ijmehd.com/index.php/ijmehd/article/view/127. Acesso em: 5 sep. 2025.