Digital Literacy and Financial Literacy On Entrepreneurial Behavior In Msmes (Fishery Products For Coastal and Mining Communities Southeast Sulawesi)
Keywords:
Digital Literacy, Financial Literacy, Entrepreneurial Behavior, MSMEsAbstract
This study aims to explain the influence of digital literacy and financial literacy on entrepreneurial behavior in MSMEs in the management of fishery products in the coastal and mining communities of Southeast Sulawesi. In particular, digital literacy in this study is proxied to using information technology, communication, and utilizing it, and financial literacy in this study is proxied to managing and using finance intelligently. While entrepreneurship behavior is proxied as individual behavior, social and environmental behavior, and work behavior in entrepreneurship. The sample of this research is all MSMEs fishery management results from coastal and mining areas of Southeast Sulawesi. The sample was selected using purposive sampling, which consisted of a questionnaire. The analysis method used in this study was bivariate analysis using SPSS Version 20 software. The results of this study show that digital literacy does not affect entrepreneurial behavior. Financial literacy has a positive effect on entrepreneurial behavior. Meanwhile, financial literacy in moderating digital literacy has a significant positive effect on entrepreneurial behavior in MSMEs managing fishery products of coastal and mining communities in Southeast Sulawesi.
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This work is licensed under a Creative Commons Attribution 4.0 International License.